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The go-to-place for leaders to gain insight on market, industry and business latest trends. Read also about our most innovative ideas and how they come into practice in the markets and industries we serve.
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The Recipe for a Successful Civil Service Reform
January 19, 2022 12 minute read
Throughout history, government administrations have faced complex economic and social crises. These challenges hinder their ability to provide an adequate public service to its citizens, which is their primary purpose.
Natural Language Processing, what it is and how it helps your organization
December 9, 2021 8 minute read
Natural Language Processing (NLP), a subfield of linguistics, computer science, and artificial intelligence, can be used to extract valuable insights for any company with large amounts of unstructured data like audio files (e.g., customer calls) and text documents (e.g., interviews notes).
Puerto Rico Banking Industry Report Q3 2021
December 3, 2021 1 minute read
The Puerto Rico banking industry reached a pre-tax ROE of 22.5% in the Jan-Sep 2021 period driven by three factors: 1) Higher leverage levels, 2) Higher operational efficiency, and 3) Lower provision expense.
Economía de la República Dominicana en franca recuperación
October 19, 2021 9 minute read
Tan solo un año y medio después de declarada oficialmente la pandemia a nivel global la economía dominicana, en términos generales, se encuentra encaminada hacia la total recuperación.
Informe sobre la Banca de RD 2ndo Trimestre 2021
October 14, 2021 1 minute read
En nuestra sección especial, hacemos un análisis del impacto en la cartera de crédito de la Banca Múltiple de las medidas de Banco Central de la República Dominicana ante el COVID-19.
Funding Challenges of Medicaid in Puerto Rico
September 17, 2021 13 minute read
Current Medicaid funding proposal does not resolve Puerto Rico’s program needs in the long-term. The island is at a disadvantage to meet service access which impacts health outcomes of a significant portion of our population.
Puerto Rico Banking Industry Report Q2 2021
September 13, 2021 1 minute read
Total banking assets increased by 12% in the first half of 2021 driven by higher private and public deposits. The lending business has remained stable in the past years with a very dynamic auto financing compensating for the decreasing mortgage, commercial, and consumer credit portfolios
Managing change through government agency integration
July 6, 2021 9 minute read
A Change Management Program is a vital lever to guarantee, accelerate and take advantage of organizational restructurings in the public sector. A sector that cannot afford to further delay or worsen their services to the community.
Puerto Rico Banking Industry Report Q1 2021
June 10, 2021 1 minute read
The PR Banking sector reached a Pre-Tax ROE of 20.9% in Q1 2021, the highest profitability level since 2004. There is excess liquidity in the banking system, part of which is likely to be deployed to lending activity as the local economy takes off.













