Total banking assets increased by 12% in the first half of 2021 driven by higher private and public deposits. The lending business has remained stable in the past years with a very dynamic auto financing compensating for the decreasing mortgage, commercial, and consumer credit portfolios

A Change Management Program is a vital lever to guarantee, accelerate and take advantage of organizational restructurings in the public sector. A sector that cannot afford to further delay or worsen their services to the community.

The PR Banking sector reached a Pre-Tax ROE of 20.9% in Q1 2021, the highest profitability level since 2004. There is excess liquidity in the banking system, part of which is likely to be deployed to lending activity as the local economy takes off.

El ROE antes de impuestos de las Asociaciones de Ahorro y Préstamos aumentó de 7.9% en el año 2020 a 12.5% en el primer trimestre del 2021 gracias al aumento de su margen financiero y a la disminución de la provisión de crédito ante la mejora de las perspectivas económicas.

The PR Banking sector reached double digit Pre-Tax Return on Equity in 2020 (10.2%) despite the low interest rate environment, the impact of COVID-19 on business and consumer activity, and higher credit provisions.

Banks remained profitable during the first nine months of 2020 despite the impact of the Covid-19 pandemic. However, they experienced a moderate reduction in profitability (8.8% Pre-Tax ROE) vs 2018 and 2019 due to lower interest margin and fee income, and higher loan loss provision.

La rentabilidad de la banca dominicana comienza a mostrar una disminución, producto del impacto de la crisis sanitaria en la economía. Los principales indicadores que inciden en esto son: aumento de provisión para cartera de crédito, disminución de comisiones por servicios y disminución del ingreso financiero.

In this article we intend to explain why a comprehensive staffing analysis can clear the way for an effective police transformation, and a smart way of readjusting budgets.

La banca múltiple dominicana ha seguido mostrando un nivel elevado de rentabilidad en la primera mitad del 2020. Los efectos de la pandemia no se han manifestado aun en los indicadores de calidad de activos, solvencia y rentabilidad gracias a las medidas tomadas por las entidades reguladoras.