Any coach or manager will tell you, creating a team is always a challenging undertaking. The challenge across all team integrations is constant: How do the coach and the organization make the incoming team players fit in with the culture and begin to reach their full potential faster?

The PR Banking sector reached a Pre-Tax ROE of 20.9% in Q1 2021, the highest profitability level since 2004. There is excess liquidity in the banking system, part of which is likely to be deployed to lending activity as the local economy takes off.