{"id":3101,"date":"2019-10-08T14:49:19","date_gmt":"2019-10-08T18:49:19","guid":{"rendered":"https:\/\/v2aconsulting.com\/insights\/informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2019\/"},"modified":"2025-01-22T14:00:47","modified_gmt":"2025-01-22T18:00:47","slug":"informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2019","status":"publish","type":"insights","link":"https:\/\/v2aconsulting.com\/es\/insights\/informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2019\/","title":{"rendered":"Informe de V2A sobre la banca de RD - Enero a Junio 2019"},"content":{"rendered":"<p>Durante el primer semestre del a\u00f1o 2019 la econom\u00eda dominicana mantuvo su crecimiento, reportando un aumento del \u00cdndice Mensual de Actividad Econ\u00f3mica (IMAE) de 4.7%, una inflaci\u00f3n de 0.92%, y una depreciaci\u00f3n de la moneda de 1.04%. Por otro lado, la rentabilidad de la industria bancaria cerr\u00f3 el semestre en 21.28%, una disminuci\u00f3n de -2.32pts respecto a Junio de 2018, impulsada principalmente por un aumento generalizado en los gastos financieros de las instituciones. La uni\u00f3n de Scotia Bank y Banco del Progreso se materializ\u00f3 el 1 de abril de este a\u00f1o, y aunque todav\u00eda no reportan resultados de manera unificada, ya es una realidad que son cuatro las instituciones que dominan el 78% de los activos de la Banca M\u00faltiple y las Asociaciones de Ahorro y Pr\u00e9stamo: Banreservas, Banco Popular, BHD-Le\u00f3n y Scotia-Progreso. En esta edici\u00f3n se presenta un an\u00e1lisis extensivo de los bancos fuera de ese Top 4: Cuotas de mercado, crecimiento, rentabilidad y carteras de cr\u00e9dito, con una menci\u00f3n especial a Banco Santa Cruz y los factores de crecimiento que lo posicionan como la instituci\u00f3n con mejor desempe\u00f1o de los \u00faltimos cinco a\u00f1os.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Durante el primer semestre del a\u00f1o 2019 la econom\u00eda dominicana mantuvo su crecimiento, reportando un aumento del \u00cdndice Mensual de Actividad Econ\u00f3mica (IMAE) de 4.7%, una inflaci\u00f3n de 0.92%, y una depreciaci\u00f3n de la moneda de 1.04%. Por otro lado, la rentabilidad de la industria bancaria cerr\u00f3 el semestre en 21.28%, una disminuci\u00f3n de -2.32pts respecto a Junio de 2018, impulsada principalmente por un aumento generalizado en los gastos financieros de las instituciones. La uni\u00f3n de Scotia Bank y Banco del Progreso se materializ\u00f3 el 1 de abril de este a\u00f1o, y aunque todav\u00eda no reportan resultados de manera unificada, ya es una realidad que son cuatro las instituciones que dominan el 78% de los activos de la Banca M\u00faltiple y las Asociaciones de Ahorro y Pr\u00e9stamo: Banreservas, Banco Popular, BHD-Le\u00f3n y Scotia-Progreso. En esta edici\u00f3n se presenta un an\u00e1lisis extensivo de los bancos fuera de ese Top 4: Cuotas de mercado, crecimiento, rentabilidad y carteras de cr\u00e9dito, con una menci\u00f3n especial a Banco Santa Cruz y los factores de crecimiento que lo posicionan como la instituci\u00f3n con mejor desempe\u00f1o de los \u00faltimos cinco a\u00f1os.<\/p>\n","protected":false},"author":1,"featured_media":2257,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"categories":[2],"tags":[],"industry":[41],"market":[59],"service":[49],"insight-type":[56],"class_list":["post-3101","insights","type-insights","status-publish","has-post-thumbnail","hentry","category-sin-categorizar","industry-servicios-financieros","market-republica-dominicana","service-analitica-para-negocios-y-mercado","insight-type-articulo"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.4 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Informe de V2A sobre la banca de RD - Enero a Junio 2019 - V2A<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/v2aconsulting.com\/es\/insights\/informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2019\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informe de V2A sobre la banca de RD - Enero a Junio 2019\" \/>\n<meta property=\"og:description\" content=\"Durante el primer semestre del a\u00f1o 2019 la econom\u00eda dominicana mantuvo su crecimiento, reportando un aumento del \u00cdndice Mensual de Actividad Econ\u00f3mica (IMAE) de 4.7%, una inflaci\u00f3n de 0.92%, y una depreciaci\u00f3n de la moneda de 1.04%. 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