{"id":3081,"date":"2018-09-27T18:04:19","date_gmt":"2018-09-27T22:04:19","guid":{"rendered":"https:\/\/v2aconsulting.com\/insights\/informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2018\/"},"modified":"2025-01-16T14:46:43","modified_gmt":"2025-01-16T18:46:43","slug":"informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2018","status":"publish","type":"insights","link":"https:\/\/v2aconsulting.com\/es\/insights\/informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2018\/","title":{"rendered":"Informe de V2A sobre la Banca de RD - Enero a Junio 2018"},"content":{"rendered":"<p>Los cinco principales bancos m\u00faltiples de la Rep\u00fablica Dominicana (Top 5) siguen mostrando un alto nivel de rentabilidad en la primera mitad del 2018 (ROE antes de impuestos del 23.8%). Les acompa\u00f1a un crecimiento econ\u00f3mico superior al 6% que podr\u00eda peligrar si los precios del petr\u00f3leo siguen subiendo y el Banco Central Dominicano tiene que seguir aumentando la tasa de intermediaci\u00f3n bancaria. El semestre cierra con la noticia de la compra de Banco del Pro-greso Dominicano por parte de ScotiaBank. Esta compra deja a tan solo 4 bancos con el 86% de los activos de la banca m\u00faltiple (75% de los activos del sistema financiero dominicano) y a otros 13 bancos con el 14% restante. Por tanto, las oportunidades de seguir creciendo inorg\u00e1nicamente por parte de los cuatro grandes se reducen considerablemente, dada la limitada cuota de mercado de los dem\u00e1s bancos m\u00faltiples. Como veremos en el informe, Scotia se afianza en la cuarta posici\u00f3n aunque lejos todav\u00eda de BHDLe\u00f3n y tendr\u00e1 oportunidades de consolidaci\u00f3n de sucursales dada la ubicaci\u00f3n de las del Banco del Progreso.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los cinco principales bancos m\u00faltiples de la Rep\u00fablica Dominicana (Top 5) siguen mostrando un alto nivel de rentabilidad en la primera mitad del 2018 (ROE antes de impuestos del 23.8%). Les acompa\u00f1a un crecimiento econ\u00f3mico superior al 6% que podr\u00eda peligrar si los precios del petr\u00f3leo siguen subiendo y el Banco Central Dominicano tiene que seguir aumentando la tasa de intermediaci\u00f3n bancaria. El semestre cierra con la noticia de la compra de Banco del Pro-greso Dominicano por parte de ScotiaBank. Esta compra deja a tan solo 4 bancos con el 86% de los activos de la banca m\u00faltiple (75% de los activos del sistema financiero dominicano) y a otros 13 bancos con el 14% restante. Por tanto, las oportunidades de seguir creciendo inorg\u00e1nicamente por parte de los cuatro grandes se reducen considerablemente, dada la limitada cuota de mercado de los dem\u00e1s bancos m\u00faltiples. Como veremos en el informe, Scotia se afianza en la cuarta posici\u00f3n aunque lejos todav\u00eda de BHDLe\u00f3n y tendr\u00e1 oportunidades de consolidaci\u00f3n de sucursales dada la ubicaci\u00f3n de las del Banco del Progreso.<\/p>\n","protected":false},"author":1,"featured_media":1566,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"categories":[2],"tags":[],"industry":[41],"market":[59],"service":[49],"insight-type":[56],"class_list":["post-3081","insights","type-insights","status-publish","has-post-thumbnail","hentry","category-sin-categorizar","industry-servicios-financieros","market-republica-dominicana","service-analitica-para-negocios-y-mercado","insight-type-articulo"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.4 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Informe de V2A sobre la Banca de RD - Enero a Junio 2018 - V2A<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/v2aconsulting.com\/es\/insights\/informe-de-v2a-sobre-la-banca-de-rd-enero-a-junio-2018\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informe de V2A sobre la Banca de RD - Enero a Junio 2018\" \/>\n<meta property=\"og:description\" content=\"Los cinco principales bancos m\u00faltiples de la Rep\u00fablica Dominicana (Top 5) siguen mostrando un alto nivel de rentabilidad en la primera mitad del 2018 (ROE antes de impuestos del 23.8%). Les acompa\u00f1a un crecimiento econ\u00f3mico superior al 6% que podr\u00eda peligrar si los precios del petr\u00f3leo siguen subiendo y el Banco Central Dominicano tiene que seguir aumentando la tasa de intermediaci\u00f3n bancaria. El semestre cierra con la noticia de la compra de Banco del Pro-greso Dominicano por parte de ScotiaBank. Esta compra deja a tan solo 4 bancos con el 86% de los activos de la banca m\u00faltiple (75% de los activos del sistema financiero dominicano) y a otros 13 bancos con el 14% restante. Por tanto, las oportunidades de seguir creciendo inorg\u00e1nicamente por parte de los cuatro grandes se reducen considerablemente, dada la limitada cuota de mercado de los dem\u00e1s bancos m\u00faltiples. 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